Ignorance is bliss. Most people tend to apply this phrase to their personal finances than any other area of their life. They say I don't have time for it, it's too complicated, I don't understand it, I am thinking about it and the most popular one, I am doing mutual fund SIP already. To be honest, I do not blame them entirely because our human psyche did not evolve to grasp numbers quickly. Hence, we find shortcuts and ways to escape.

The world continuously feeds us an illusion that finance is boring and a complicated matter to handle. Our social structures and schooling systems are deliberately designed to keep us financially illiterate and leave us to hang once we become working adults in life. We are told to Work Hard and earn money, but nobody tells you what to do post that. And it is the aftermath that decides whether you get to keep it and make the most of it or end up losing it.

But there is good news, figuring out your finances is not difficult and like any other area of your life, you can improve your financial skills and understanding if you decide to do so. However, you need to have a plan that you are able to follow with discipline. The journey to financial freedom is an exciting one, full of learnings and self-discovery.

You must always remember that when it comes to finances, nobody is going to come to your rescue. Therefore you ought to take it seriously and give it your best. Assess where you currently stand, gain a fundamental understanding of the matter and make a plan.

If anybody tells you otherwise and makes promises of easy financial riches if you follow them or invest in their scheme, run away as fast as you can. 99% of the time, such companies and individuals are trying to exploit your inherent psychological vulnerabilities to enrich themselves.

You will learn more about this in the next post; mapping the financial landscape. Thank you for reading.